About this role:

Wells Fargo is seeking a Lead Business Execution Consultant to own and modernize Adverse Action and Stipulations execution within Auto Originations. This role sits at the intersection of regulatory compliance, operational execution, and strategic change—ensuring fair lending outcomes while enabling the business to operate at scale. You will have end‑to‑end accountability for a critical consumer‑facing process and partner closely with risk, legal, operations, and senior leaders to drive sustainable improvements.

In this role, you will:

• Own Adverse Action and Stipulations execution end‑to‑end, from issue identification through solution delivery and sustained performance
• Lead cross‑functional initiatives to design and implement compliant, scalable process improvements across Auto Originations
• Drive accountability for assigned initiatives by managing risk, resolving issues, and delivering measurable outcomes
• Assess complex execution challenges using data, fact‑finding, and sound judgment to develop practical, regulator‑ready solutions
• Make decisions in highly complex situations, balancing regulatory requirements, operational realities, and business objectives
• Partner closely with Risk, Legal, Operations, and Technology to align strategy, execution, and governance
• Serve as a subject‑matter leader, influencing and mentoring less experienced Business Execution staff within the team

Required Qualifications:

• 5+ years of Business Execution, Implementation, or Strategic Planning experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• 3+ years of Consumer or Auto Lending experience

Desired Qualifications:

• Experience with Auto Lending systems (ex. CreditRevue (CRS))
• Strong understanding of Adverse Action requirements under ECOA
• Holistic Auto Lending experience (e.g., underwriting, funding, relationship management)
• Knowledge of indirect auto finance operations, procedures, and regulatory requirements
• Working knowledge of Auto Lending regulations (ECOA/Reg B, FCRA, Fair Lending)
• Experience managing and utilizing SharePoint
• Experience with Risk and Control Self‑Assessments (RCSA) and/or process management and control development
• Background in change management, implementation, and audit/exam support
• Strong Excel and PowerPoint skills with the ability to interpret and communicate data effectively
• Clear, concise and confident written and verbal communication skills
• Demonstrated ability to partner and influence across organizations

You’ll be successful in this role if you

• Enjoy owning complex, high‑visibility regulatory processes
• Can translate regulations into clear, executable business solutions
• Are comfortable influencing outcomes without direct authority
• Take pride in fixing hard problems—and ensuring the fixes stick
• Want a Lead‑level role with meaningful accountability and enterprise exposure

Job Expectations:

• Willingness to work on-site at one of the listed locations
• This position offers a hybrid work schedule
• Relocation assistance is not available
• Visa sponsorship is not available

Posting Locations:

• Charlotte, NC - 550 S. Tryon St.
• Irving, TX - 4101 Las Colinas Blvd.
• Chandler, AZ – 2800 S. Price Rd

Posting End Date:

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.