Risk Analytics Director - Strategies QA, Transformation & Enablement, Consumer Lending Risk
Wells Fargo
About this role:
Wells Fargo is seeking two Risk Analytics Directors to lead the transformation & management of the strategy enablement, testing and monitoring of consumer lending credit strategies within the Consumer Lending CRO Risk Analytics, Delivery & Oversight group. Manage implementation of production strategy rules, integration of production data, data validation, unit testing, delivery and quality assurance (QA), and testing of production strategy rules implementation. Champion transformation and change the bank initiatives across strategy implementation, production testing and strategy monitoring functions for CL CRO.
Risk Analytics Director, Strategies QA, Transformation & Enablement
In this role, you will:
Manage team to transform current QA and enablement processes, including migration from legacy decision engine systems to target decision engine platforms
Lead QA, enablement and execution processes to drive on time delivery of consumer lending credit strategies to production, including quality assurance activities
Design & manage implementation of production strategy rules, integration of production data, data validation, unit testing, delivery and QA
Deliver transformative solutions that are modular and reusable, and scale across consumer products
Embed AI solutions into transformation efforts
Collaborate and influence all levels of professionals, including peers, colleagues and managers to resolve issues and achieve goals
Provide thought leadership to develop and implement strategic solutions for highly complex projects
Coordinate highly complex matrixed activities across technology, CRO, and front line areas
Document enablement, execution and QA processes
Provide vision, direction and expertise to senior leadership on implementing innovative and significant business solutions
Interact with internal and external customers operating in a hub and spoke framework
Collaborate with LOBs for oversight of risk management
Interact with Audit, Legal, external agencies, and regulatory bodies on risk related topics
Risk Analytics Director, Testing & Monitoring Transformation
In this role, you will:
Manage team to transform current strategy end-to-end testing processes, including migration from legacy decision engine systems to target decision engine platforms
Design and manage expansion of testing criteria and functions to include testing of production strategy rules implementation, integration of production data, and strategy rules execution
Lead strategy production testing processes to drive on time delivery of consumer lending credit strategies to production, including quality assurance activities
Provide vision and set direction to design and deploy strategy monitoring processes, including framework design, data visualization, data sourcing, deployment, execution, controls and documentation
Deliver transformative solutions that are modular and reusable, and scale across consumer products
Embed AI solutions into transformation efforts
Collaborate and influence all levels of professionals, including peers, colleagues and managers to resolve issues and achieve goals
Provide thought leadership to develop and implement strategic solutions for highly complex projects
Coordinate highly complex matrixed activities across technology, CRO, and front line areas
Provide vision, direction and expertise to senior leadership on implementing innovative and significant business solutions
Interact with internal and external customers operating in a hub and spoke framework
Collaborate with LOBs for oversight of risk management
Interact with Audit, Legal, external agencies, and regulatory bodies on risk related topics
Required Qualifications, US:
8+ years of financial services or equivalent experience with a minimum of 5 years in consumer; consumer data and software experience strongly preferred
3+ years of experience managing teams/projects
A BS/BA degree or higher
Preferred Qualifications:
Master’s degree preferred in a STEM related discipline
Demonstrated ability to drive technical innovation and lead teams through technical challenges
Experience managing distributed teams across geographies, including both onshore and offshore
Software development experience with a pragmatic perspective, including best practices and standards
Experience with consumer data, implementation, execution processes
Experience with decision engine platforms
Credit risk experience across the credit life cycle (new originations, account management, collections/loss mitigation)
Proven ability to influence and lead in a highly matrixed environment
Proven ability to credibly challenge leadership and influence decision-making
Provide guidance through mentoring, training, and development
Expertise in leading transformation initiatives and delivering results
Ability to develop partnerships and collaborate with other business and functional areas
Experience with process improvement, and measurements
Strong analytical skills, including data management. Able to perform analysis and deliver to management calling out risk or opportunities
Effective organizational, multi-tasking, and prioritizing skills
Experience identifying and mitigating risk, ensuring compliance with processes and procedures
Excellent written and verbal communication skills, with the ability to tailor messages to technical and non-technical audiences
Success leading in dynamic, high-pressure environments with the ability to remain focused and effective under tight deadlines
Posting Locations:
401 S Tryon Street, Charlotte, North Carolina
600 S 4th Street, Minneapolis, Minnesota
800 S Jordan Creek Pkwy, West Des Moines
401 Las Colinas Blvd W Bldg B, Irving, Texas
1150 W Washington Street, Tempe, Arizona
Job Expectations:
Ability to work at one of the approved locations in the job posting
This position currently offers a hybrid schedule
Pay Range(s) (US Only):
Minneapolis, Minnesota | Pay Range: 185,000.00 - 300,000.00 USD Annual
*Job posting may come down early due to the volume of applicants.
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$185,000.00 - $300,000.00Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
- Health benefits
- 401(k) Plan
- Paid time off
- Disability benefits
- Life insurance, critical illness insurance, and accident insurance
- Parental leave
- Critical caregiving leave
- Discounts and savings
- Commuter benefits
- Tuition reimbursement
- Scholarships for dependent children
- Adoption reimbursement
Posting End Date:
31 Aug 2025*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.